Many Money Advisers offer free advice, however some do charge a fee. We can recommend a DAS Approved Money Adviser to you or alternatively you can locate one at the DAS Administrator’s website by following this link http://www.dasscotland.gov.uk/help-centre/money-adviser-search
Your income and expenditure is assessed and a regular payment that you can afford to make to the DPP is agreed. You can make the payment weekly, fortnightly, four weekly or monthly.
Your regular payment is made to a Payment Distributor who deducts their own fee of up to 8% of the payment and a fee of 2% of the payment for the DAS Administrator. After fees, the balance is paid to your creditors.
You can use the services of a Continuing Money Adviser, who will continue to assist you over the duration of the DPP. It is likely you will have to pay the Continuing Money Adviser a fee over and above your regular payment to the DPP.