An Administration Order is only available in England and Wales

An Administration Order is a Debt Solution offered by the courts if you have a debt or fine with the courts, in the form of a CCJ (County Court Judgement) or a HCJ (High Court Judgement).

The court will administer you court fines as well as other debts, up to the value of £5,000.

There is no minimum payment amount, but if you can’t clear the debt within 5 years, you may be able to get the remaining debt written off with a ‘Composition Order’.

The agreement is made directly with your local court and sets in place a regular amount to pay with them. They take the payments and deal with your creditors for you, ensuring interest and charges are stopped. As the solution is offered by the courts, they decide what the payments are with you and if you qualify for any discount/debt write off.

How much will it cost?

The courts charge a fixed 10% of the total debt, with a maximum of £500.

Administration Orders are subject to approval and acceptance by the courts and as such there are some strict limits on who is eligible.

Criteria

  • Owe under £5,000
  • You must have at least 2 debts and one debt must be a court judgement e.g. a CCJ
  • Not available in Scotland

Benefits

  • All interest and charges will be frozen so creditors are unable to take further action against you
  • Fees are fixed at only 10% of the total debt included
  • Payments are based on what you can afford to pay each month
  • After 5 years there is the potential to clear all debts with a  Composition Order

Things you need to know

  • You must have at least 2 debts and one debt must be a court judgement e.g. a CCJ
  • The process is a formal court process
  • Your credit rating will be affected for 6 years
  • Administration Orders are subject to approval and acceptance by the courts and as such there are some strict limits on who is eligible.

For more information about obtaining an Administration Order visit gov.uk website.